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Kigali, Rwanda
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Ikinyarwanda
Loan Products for Every Goal
Explore our comprehensive range of loan solutions designed for personal growth, business expansion, homeownership, agriculture, and education.
Flexible Loan Solutions Designed Around You
CHIC FINANCE offers a comprehensive range of loan products designed to meet diverse financial needs.
Various
Loan Categories
Quick
Fastest Approvals
Flexible
Long-Term Financing
Working Capital Loan
Finance your day-to-day business operations and maintain healthy cash flow. Ideal for covering operational expenses, inventory, and short-term needs.
Key Features:
- Flexible repayment terms
- Competitive interest rates
- Quick disbursement
- Tailored to business cash flow cycles
Eligibility:
- For registered businesses and SMEs
- Proof of business operations required
- Financial statements may be requested
Overdraft Facility
Access extra funds beyond your account balance to manage temporary cash shortfalls. A revolving credit facility linked to your current account.
Key Features:
- Linked to your current account
- Pay interest only on amount used
- Revolving credit facility
- Flexible repayment
Eligibility:
- For current account holders
- Business or salary-backed
- Credit assessment required
Asset Financing
Acquire business or personal assets with structured financing. Purchase equipment, machinery, or other productive assets with manageable repayment plans.
Key Features:
- Finance up to 80% of asset value
- Flexible repayment period
- Competitive rates
- Asset serves as collateral
Eligibility:
- For individuals and businesses
- Pro-forma invoice required
- Asset valuation may apply
Personal Loan
Meet your personal financial needs — from emergencies to life events. A flexible loan designed for salaried individuals and professionals.
Key Features:
- Quick processing and disbursement
- Flexible repayment terms
- No collateral required for small amounts
- Competitive interest rates
Eligibility:
- For salaried employees and professionals
- Proof of income required
- Employment confirmation needed
Salary Loan
A short-term loan advanced against your monthly salary. Get instant access to funds before payday with easy repayment through salary deductions.
Key Features:
- Up to 3x monthly salary
- Automatic salary deduction
- Fast approval and disbursement
- Minimal documentation
Eligibility:
- For salaried employees
- Salary must be domiciled with Chic Finance
- Employer confirmation required
Mortgage Loan
Realize your dream of owning a home. Our mortgage loan offers long-term financing for purchasing, building, or renovating residential property.
Key Features:
- Long repayment period (up to 20 years)
- Competitive interest rates
- Finance up to 80% of property value
- Flexible repayment options
Eligibility:
- For individuals and families
- Property valuation required
- Title deed as collateral
- Insurance required
Vehicle Loan
Drive your dream vehicle today. Finance new or used vehicles with affordable repayment plans and competitive rates.
Key Features:
- Finance up to 80% of vehicle value
- Repayment up to 5 years
- New and used vehicles eligible
- Vehicle serves as collateral
Eligibility:
- For individuals and businesses
- Pro-forma invoice or valuation required
- Comprehensive insurance mandatory
Trade Finance Loan
Facilitate your international and local trade activities. Access financing for imports, exports, and trade-related transactions.
Key Features:
- Letters of credit available
- Import/export financing
- Competitive rates
- Short to medium term
Eligibility:
- For registered trading businesses
- Trade documents required
- Credit assessment applies